Kevin, the eviction moratorium for renters has already expired; the link you cite to is the residential foreclosure moratorium. Renters are currently protected only if they have applied for rent assistance, and only for 60 days from the time they let their landlord know they have applied. This is very thin protection, with lots of gaps -- too many renters don't know assistance is available, don't qualify, or have barriers to accessing the application. And on March 1, all of the back rent owed since the beginning of the pandemic is going to come due. So you're absolutely right on the big picture - we are facing an impending eviction crisis, and if we don't come up with solutions, it will make our current homelessness crisis look benign. As to the solutions - all of the approaches you mention are necessary and will be helpful, but the scale is such that we need the state and federal governments to step up with another massive round of rent assistance.
Kevin, the eviction moratorium for renters has already expired; the link you cite to is the residential foreclosure moratorium. Renters are currently protected only if they have applied for rent assistance, and only for 60 days from the time they let their landlord know they have applied. This is very thin protection, with lots of gaps -- too many renters don't know assistance is available, don't qualify, or have barriers to accessing the application. And on March 1, all of the back rent owed since the beginning of the pandemic is going to come due. So you're absolutely right on the big picture - we are facing an impending eviction crisis, and if we don't come up with solutions, it will make our current homelessness crisis look benign. As to the solutions - all of the approaches you mention are necessary and will be helpful, but the scale is such that we need the state and federal governments to step up with another massive round of rent assistance.